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Education

Practical Saving Option For Your Child’s Education

It is now time to pay tuition fees for the June class opening of school year 2011-2012. But the problem is, your funds are not enough yet to cover the expenses even though you’ve tried to work double time and save up for your child’s education. And with the yearly increasing of tuition fees, you may feel helpless in providing the best education for your child.

But need to worry much. Your big dreams for your child and making sure that he would receive the quality education you aim for, is now more achievable. Try investing to companies which have made a mark and with proven track record like Insular Life. With its Direct Marketing plans College Provider and Sure Cash for Kids, you are assured of a secure future for your child.

College Provider is a 5-pay educational plan that provides a college cash fund for your child at age 17. It also provides a life insurance benefit for your child equivalent to the college fund until he reaches age 21. On top of this, College Provider has a built-in waiver of premium payments, wherein the policy will be considered fully paid should the parents or the payer meet an untimely death or suffers from total and permanent disability. The policy will then provide a pre-college cash allowance equivalent to 10% of the face amount until age 16 to finance for your child’s elementary and high school education.

On the other hand, Sure Cash for Kids is a 5-pay, 15-year savings and investment plan for your child that offers guaranteed yearly cash payouts and lump sum cash benefit with built-in life insurance protection. Yearly cash payouts equivalent to 10% of the maturity value will be given from the end of the 5th policy year to the end of the 14th policy year amounting to 100% of the maturity value. A lump sum cash benefit equivalent to 100% of the maturity value will also be given at the end of the 15th policy year. Your child is also covered with a life insurance protection for 15 years with the face amount increasing to 200% on the 4th policy year up to the 15th policy year.

Saving for your child’s education is a top priority, so preparing for it now can save you from possible financial troubles in the future. Address your child’s needs today. Call Insular Direct at 878-1818 local 5403 or 892-3171 or email idirect@insular.com.ph for more details on College Provider and Sure Cash for Kids.

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