As young as three years old, I already taught my eldest child the value of saving. At this early, she’s already aware of the basics of money. If not checking on my wallet, she actually asked me for some pennies. BUT, she is not asking for coins just to buy something she like… she wants to keep it. She told me that she’s saving to buy her little brother “a pair of shoes, bag, school uniform, and school supplies.” I

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